What is Ternoa Chain ?

Ternoa is a next-generation PayFi Layer 2 designed for maximum capital efficiency, combining advanced cryptographic security with seamless programmability. Built on a modular architecture, Ternoa integrates zkEVM, Polygon CDK, Avail DA, a private DAC for redundancy, Polygon AggLayer, and a decentralized keystore to enable secure and scalable financial operations.

What sets Ternoa apart is its TEE Integrity Proof technology, which ensures the security and decentralization of traditionally centralized infrastructure within the Layer 2 ecosystem. This allows Ternoa to provide trust-minimized, high-performance financial applications without sacrificing decentralization or security.

This document explores the core innovations behind Ternoa, how its unique tech stack strengthens the PayFi ecosystem, and why it stands out in the evolution of blockchain-based finance.